If you are dealing with an emergency, one of the best ways to get cash is to apply for an instant cash loan in 1 hour without documents in South Africa. Lenders offering this service in South Africa include The Loan Company, Flowfinance, EasyFin Loans, Cash Crusaders, Kamela Quick Cash Loans, and others.
Do you want to apply for a loan right away? You are in the right place. Apply for an instant loan with us and get an offer within minutes.
Table of contents
- 12 Lenders Offering Instant Cash Loan in 1 Hour Without Documents in South Africa Today
- Pretoria – Kamela Quick Cash Loans
- Cape Town – EC Finance – Personal Cash Loans
- Johannesburg – Flexible Quick Loans Johannesburg
- Durban – Easy Money Cash Loans
- Benoni – F & A Easy Cash Loans
- Tembisa – Letsatsi Finance and Loans
- Bloemfontein – Rainbow Cash Loans
- Port Elizabeth – Finhelp Cash Loans
- East London – Speedy Cash Loans
- Pietermaritzburg – Bhuti Cash Loans
- Eastern Cape – Izwe Loans
- Vereniging – Balungile Cash Loans
- Featured Instant Cash Lender
- Additional Lenders to Consider
- What is an Instant Cash Loan?
- Features of Instant Cash Loans Immediate Payout
- Who is Eligible for Instant Cash Loan in 1 Hour Without Documents
- Loan Application Process Without Payslip
- Terms and Conditions
- Things to Remember Before Applying for Instant Cash Loan in 1 Hour Without Documents in South Africa
- Frequently Asked Questions About Instant Cash Loans
Key Takeaways
- Instant cash loans without documents are ideal for emergencies
- Approval is instant
- There are no credit checks
- To get fast approval, you need to supply the correct information
- These loans may have high interest rates
- You can use the money to pay for medical bills, car repairs, home repairs, school fees, emergency trips
- Instant cash loans are usually confidential and won’t affect your credit score
12 Lenders Offering Instant Cash Loan in 1 Hour Without Documents in South Africa Today
Don’t struggle to get money for your emergency. Submit your application to any of these lenders and get approved today!
Pretoria – Kamela Quick Cash Loans
Address: 211 Robert Sobukwe St, Sunnyside
Phone: +27 12 341 0706
Kamela offers quick cash loans with same-day approvals. They do not charge any application fees, and you can apply at their physical branch.
Cape Town – EC Finance – Personal Cash Loans
Address: 11 Long Street, Cape Town City Center
Phone: +27 21 200 6011
EC Finance Specializes in forex trading loans. However, they also offer other short-term loan packages.
Johannesburg – Flexible Quick Loans Johannesburg
Address: Kingston Ave, Auckland Park
Phone: +27 74 503 5 173
Flexible Quick Loans is the go-to lender for same-day-approval loans in Johannesburg.
Durban – Easy Money Cash Loans
Address: 59, 89 Helen Joseph Road, Glenwood
Phone: +27 31 201 3063
Best quick cash lender in Durban. You will need to visit the physical branch or call to submit an application.
Benoni – F & A Easy Cash Loans
Shop Number 3, Rothsay Mall, Rothsay Street
+27 11 421 2009
If you are looking for fast cash in Benoni, visit F & A Easy Cash Loans for quick approvals with no papers.
Tembisa – Letsatsi Finance and Loans
Address: Shop 60 Birch Acres Mall Corner Andrew Mapheto Drive and Isimuku St
Phone: +27 10 242 0313
Letsatsi is one of the most reliable lenders in Tembisa. Apply for an instant cash loan in 1 hour without documents today and get same-day approval.
Bloemfontein – Rainbow Cash Loans
Address: 7 Charles Street, Bloemfontein Central
Phone: +27 51 448 8282
Get cash instantly when you apply for a loan from Rainbow Cash loans in Bloem.
Port Elizabeth – Finhelp Cash Loans
Address: Linton Grange, Gqeberha
Phone: +27 41 360 5694
Finhelp loans are approved within an hour. All you need to do is visit their physical branch and process your application.
East London – Speedy Cash Loans
Address: 37 Terminus Street, East London Cbd
Phone: +27 43 743 5222
As you might imagine from the name, Speedy Cash Loans offers fast approvals, reasonable interest, and flexible terms.
Pietermaritzburg – Bhuti Cash Loans
Address: 95A Church Street, Pietermaritzburg
Phone: +27 33 342 3310
Bhuti offers the best instant cash loan in 1 hour without documents in Pietermaritzburg.
Eastern Cape – Izwe Loans
Address: 12 Madeira Street, Norwood, Mthatha
Phone: +27 47 532 5060
Visit Izwe for the best no-hassle loans in the Eastern Cape. You don’t need papers to apply. Approval on the same day.
Vereniging – Balungile Cash Loans
Address: 5, Justice, Leslie Street, Vereniging CBD
Phone: +27 16 455 5896
Get your instant loan approved today with no payslips or proof of employment when you visit Balungile Loans.
Featured Instant Cash Lender
iThemba Loans
iThemba Loans has one of the most straightforward loan application processes for instant cash loans. All you need to do is send a text message or call their number to apply for a loan. You can qualify within five minutes and get the money in your bank account within 48 hours.
Here are their contact details: 0861 47 79 30 / info@ithembaloans.co.za
Additional Lenders to Consider
- Mr Cash Loans: Easy Online Loans and Cash Loans
- Loan4Debt: Get a Loan Today within 15 min
- Little Loans: Payday Loans South Africa | R500
- The 1 Hour Loan: Loan in Exactly 1 Hour
What is an Instant Cash Loan?
An instant loan, as the name suggests, allows you to apply and get approved on the same day. In most instances, you can collect the money on the same day, or it can be in your account within 48 hours.
Most of these loans are offered by lenders with physical branches in South Africa. Some are also app based. For instance, you can get an FNB instant loan from your banking app.
Since you already have an account with FNB, they won’t require you to upload any documents. All your information will be on file.
South Africans love instant cash loan in 1 hour without documents because it’s hassle-free. There’s no need for documents or credit checks. All the lender has to do is verify you can repay the loan without trouble.
If you are eligible, the only thing to do is count the cash or wait for it to reflect in your account.
Also Read: Ithemba Loans Contact Details South Africa
Features of Instant Cash Loans Immediate Payout
Most instant cash loans have an online application process. Some also allow you to submit your application in-branch and leave with the money when you walk out.
Once you submit your application, the lender will examine it, and if you are eligible, they will make a loan offer. If you accept the offer, the lender will then deposit the money into your account or contact you to let you know you can come to collect it.
When applying for an instant cash loan in 1 hour without documents South Africa, you should select the loan amount that suits your needs. If the application is online, you can also select a repayment period you are comfortable with.
When an instant money lender receives your loan application, they will apply interest rates and fees depending on the relevant factors. Most cash lenders in South Africa charge interest rates between 1.50% to 2.25% per month. However, some can be as high as 5%.
If the lender considers you a low-risk borrower, they won’t charge a very high interest rate on personal loans. They only charge more if they need to protect themselves from a potential bad debtor.
You are still eligible for instant loans with no documents required, even if you are not employed. As long as you have a steady source of income, your loan application may be approved.
Who is Eligible for Instant Cash Loan in 1 Hour Without Documents
- You should be over the age of 18 years
- Most lenders offer loans to adults with steady sources of income.
- Some lenders require a minimum monthly income of at least R3,000
- You must be a resident of South Africa with a valid South African ID or passport;
- The information you provide on your application must be accurate.
Loan Application Process Without Payslip
To apply for an instant loan in 1 hour without documents in South Africa, you should visit the lender’s website or call them. Some lenders have mobile applications.
The lender’s website will have a detailed guide to the application process and what alternatives you have. If the lender requires you to create a profile, make sure you provide accurate details.
The details needed to create a profile include your email address, name, surname, and mobile number. If the lender examines your information and deems it accurate, they will give you a response, usually within 1 hour.
Once you confirm that you are eligible, you can go ahead and choose the loan amount and repayment period. If the lender agrees, they will move the money to your account.
Terms and Conditions
- You should make monthly installments or pay back the money within the agreed-upon period.
- The lender shall retain the loan processing fees.
Things to Remember Before Applying for Instant Cash Loan in 1 Hour Without Documents in South Africa
The most important thing to do when dealing with lenders is to ensure you provide accurate information. This means you need to have the exact details for your profile ready when you call or contact the lender.
Some details you should provide include how much you earn and how you earn a living. This information is especially important if you are not employed. The lender needs to prove that you earn enough to be able to pay the money back with interest.
When dealing with urgent cash loans, please only borrow the amount you need. It’s not advisable to take out loans for luxury. In most instances, you may find that you are eligible for more than what you need. Sticking to the amount you need will save you from unnecessary stress.
Another thing to keep in mind is that the sooner you return the money, the less interest you have to pay. As such, it’s in your best interest to pay back the loan as quickly as possible.
Further reading: Get instant cash loans online Without Documents in 1 Hour
Frequently Asked Questions About Instant Cash Loans
Can I get an instant cash loan in 1 hour without documents in South Africa with a bad credit score?
The short answer is yes. Lenders who offer instant cash loans in South Africa don’t usually check your credit rating, which takes about 24 hours. They need to know that you can pay back the money with interest.
What Repayment Options Do I Have?
Repayment options are lender-specific. This is one of the things you need to check before you apply for your loan. It’s essential to know the types of repayment options your lender accepts. Some lenders accept cash installments, while some will set up a debit order until the amount is paid in full.
Can I get an Instant Cash Loan I hour approval if I’m self-employed?
It’s possible to get approval even if you are self-employed. Lenders need assurance that your income source is steady and that you can repay the loan with interest. One thing to note is that self-employed applicants may not be eligible for higher cash amounts.
